Real Estate

Fed Holds Rates Steady as Inflation Heats Up, Pushing Mortgage Rates to 6.36%

The Federal Reserve kept the federal funds rate exactly where it is at 3.50%–3.75%. This is the second meeting in a row they’ve held steady after the cuts we saw […]
By | 2 months ago

How Conventional Mortgage Rates Work: What Really Determines Your Rate

When looking at a bank’s rate sheet, you’ll notice a base rate, which is the lender’s starting price before any adjustments. Then come Loan-Level Price Adjustments (LLPAs), which add or […]
By | 3 months ago
Real Estate

Mortgage Update: Trump Moves to Push Rates Lower with $200B Mortgage Bond Buy

Mortgage update 1/8/2025 In December, President Trump pledged to roll out “the most aggressive housing reform plans in American history,” and he is working hard to keep his word. Yesterday, […]
By | 4 months ago
Real Estate

Mortgage Update: Fed Delivers 2025’s Third Rate Cut; Powell’s Comments Drive Mortgage Rates to 6.30%

Mortgage update 12/10/2025 The Federal Reserve cut interest rates by 25 basis points to the 3.5-3.75% range in its third interest rate cut of 2025. Mortgage rates improved not due […]
By | 5 months ago

The 50-Year Mortgage: Affordable Dreams Today, Expensive Debt Tomorrow

President Trump announced over the weekend on Truth Social his proposal for a 50-year mortgage. This announcement was followed by a tweet from Bill Pulte, the director of the FHFA, […]
By | 6 months ago
Real Estate

Mortgage Update: Fed Cuts Rates by 25 bps, Mortgage Rates Still Climb

Federal Reserve Cuts Rates by 25 bps; however, Mortgage Rates still increased. The Federal Reserve’s first 25 basis point cut of 2025 ended a five-meeting policy hold at the new […]
By | 8 months ago
View Our

Simcha Calendar!

See all upcoming simchas.
View Calendar