Real Estate

How Conventional Mortgage Rates Work: What Really Determines Your Rate

When looking at a bank’s rate sheet, you’ll notice a base rate, which is the lender’s starting price before any adjustments. Then come Loan-Level Price Adjustments (LLPAs), which add or […]
By | 2 weeks ago
Real Estate

Mortgage Update: Trump Moves to Push Rates Lower with $200B Mortgage Bond Buy

Mortgage update 1/8/2025 In December, President Trump pledged to roll out “the most aggressive housing reform plans in American history,” and he is working hard to keep his word. Yesterday, […]
By | 1 month ago
Real Estate

Mortgage Update: Fed Delivers 2025’s Third Rate Cut; Powell’s Comments Drive Mortgage Rates to 6.30%

Mortgage update 12/10/2025 The Federal Reserve cut interest rates by 25 basis points to the 3.5-3.75% range in its third interest rate cut of 2025. Mortgage rates improved not due […]
By | 2 months ago

The 50-Year Mortgage: Affordable Dreams Today, Expensive Debt Tomorrow

President Trump announced over the weekend on Truth Social his proposal for a 50-year mortgage. This announcement was followed by a tweet from Bill Pulte, the director of the FHFA, […]
By | 3 months ago
Real Estate

Mortgage Update: Fed Cuts Rates by 25 bps, Mortgage Rates Still Climb

Federal Reserve Cuts Rates by 25 bps; however, Mortgage Rates still increased. The Federal Reserve’s first 25 basis point cut of 2025 ended a five-meeting policy hold at the new […]
By | 5 months ago
Real Estate

Mortgage Update: Weak Jobs Data and Cooling Inflation Push Mortgage Rates to 11-Month Low

Lots have changed since the last Fed meeting, and speculation for more rate cuts is now higher at future Fed meetings. First, Powell said at the Jackson Hole event that […]
By | 5 months ago
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