Real Estate

Mortgage Rates

Mortgage Update: Rates Rebound as Strong Retail Sales Offset CPI Gains

After dropping significantly last week, mortgage rates rose due to stability in the stock and bond markets. Yesterday, mortgage rates improved because of the July CPI (inflation) report indicating a […]
By | 11 months ago

Can You Afford a Home? A Step-by-Step Guide Based on Dave Ramsey’s Principles

Please note this article is for educational purposes only, and your financial advisor should be consulted before purchasing a home. How much home can you afford? In this article, we’re […]
By | 11 months ago
Real Estate Tips

How To Buy A Home Without Showing Income

DSCR Loan: This loan type evaluates the property’s income instead of your personal income.Usage: Perfect for real estate investors acquiring rental or commercial properties.Calculation: DSCR = Net Operating Income / […]
By | 11 months ago
Mortgage Rates

Mortgage Update: Mortgage Rates Drop to Lowest Since April 2023

Mortgage Update 8/5/2024 As of Friday, the national average 30-year fixed mortgage rate was at the lowest level of 2024. An additional drop this morning brought that number to the […]
By | 11 months ago

The Key to a Smooth Home Purchase: Start With A Mortgage Pre-Approval

The First Step to Buying a House: Get Pre-Approved! Alright, so you’re thinking about buying a house. That’s awesome! But before you reach out to a real estate agent and […]
By | 11 months ago
Mortgage Rates

Mortgage Update: Home Sales Decline, Affordability Worsens, and Home Prices Drop

Existing home sales fell by 5.4% in June, marking the fourth consecutive monthly decrease and the steepest drop since November 2022. Meanwhile, the portion of income spent on mortgage payments […]
By | 11 months ago
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